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New homes warranties

Why is a structural warranty needed?

In order to obtain a mortgage, most banks and building societies require new buildings to have a structural warranty in place (sometimes called latent defects insurance), which covers any risks that are not included in standard buildings insurance such as design, materials or workmanship. 

Wyre Council is a member of a nationwide organisation known as the Local Authority Building Control (LABC).

Together with LABC's business partner, LABC New Home Warranty (NHW) we provide a complete range of specialist services to ensure the building requirements for any development are met.

The New Home Warranty provides a 10 year structural/latent defects cover for your development. 

LABC NHW services include:

  • structural warranty
  • speculatively built residential housing
  • social housing
  • self build housing
  • SAP assessments (energy performance assessment)
  • acoustic testing (Building Regulations Part E)
  • air pressure testing (Building Regulations Part L)
  • code for sustainable homes assessments
  • home information packs (mandatory for all new homes)
  • free advice and support on technical and environmental issues

LABC New Home Warranty is administered by MD Insurance Services Ltd. 

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